How to protect yourself and your family from a data breach and identity theft
Data breaches happen to almost everyone eventually, and it's usually not because you've done anything wrong. When companies that hold your personal information are compromised, names, passwords, and financial details can end up in the wrong hands. The frustrating part is that you often don't find out until damage has already been done. Knowing what to look for and how to respond quickly can make a real difference.
How to protect yourself and your family from a data breach and identity theft
Most of the steps that protect you from a data breach are straightforward and free. A breach may be out of your control, but there's a lot you can do before and after it happens. Here are a few habits that go a long way.
Use a different password for every account Start with the accounts that matter most: email, banking, and any service connected to your finances Use a password manager so you only need to remember one main password Help older adults and teens set up a password manager and migrate their most important accounts first Review critical accounts regularly and update any passwords that are short, old, or reused Turn on multi-factor authentication Set up multi-factor authentication (MFA) on email, financial accounts, and any service that offers it, so a stolen password alone isn't enough to access your account Use an authenticator app instead of SMS codes for stronger protection against interception Sign up for breach alerts Use a service that monitors whether your email or personal data has appeared in known breaches Set up alerts so you're notified quickly, rather than discovering a breach after the damage is done If you receive a breach notification, change the affected password right away and check for unusual activity Use a trusted identity protection service to monitor your family's data and get alerted when something shows up in a breach Know your local credit protections Learn what credit protection options are available where you live, such as fraud alerts or credit freezes Find out how to contact your local credit bureau or equivalent authority before you need to Help older adults understand what protections are available to them Know how to report identity theft to the police and your ID issuing authority if it happens privacy